Credit Cards (US)

See how to apply for a Surge® Platinum Mastercard®

Learn more about the benefits of a Surge® Platinum Mastercard®, including what's included in the application process, who can apply, and how to build or repair your credit while having an account.


Surge® Platinum Mastercard®: A credit card for those with no credit!

Surge® Platinum Mastercard®
If you need to apply for a new card, this post will help you. Source: The News Stacker.

If you’re looking to apply for a Surge® Platinum Mastercard®, here’s something to help you decide. 

First, when it comes to fees, there’s no cost to open up an account, and after that, there’s no monthly fee for the first 12 months.

Then, followed by a $10 fee every month afterward if your credit limit is below $750 or $1,000. 


Credit Card

Surge® Platinum

build credit Mastercard

Celtic Bank gives a fair chance for people who need to rebuild their credit history.

You will be redirected to another website

As far as Credit Scores go, Surge accepts Fair Credit and Bad Credit; plus, they’ll report every month to all 3 national credit bureaus – this makes it easy to build or rebuild your credit score with on-time payments. 

Lastly, new cardholders can have a starting limit of $1,000 which could go up to $2k after 6 consecutive on-time payments–all while having an APR on Purchases between 24.99% – 29.99%.

Learn how to get the Surge® Platinum Mastercard® online

Surge® Platinum Mastercard®
You can apply online for the Surge® Platinum Mastercard®. Source: Canva.

Applying for a Surge® Platinum Mastercard® is an easy process. It can be done online through their official website.

You can also apply by calling their service line, or by taking advantage of a pre-selected offer received in the mail and returning the acceptance certificate.

Whatever method you choose, you’ll need to provide some basic information. This includes your full name, social security number, date of birth, and physical address.

How to get it using the app

Applying for a Surge® Platinum Mastercard® is easy. Simply apply as instructed, and you’re on your way. However, the real benefits begin once you get your card in hand. 

The convenient and user-friendly mobile app allows cardholders to stay up-to-date with their balance, pay bills, apply for payments, and set customizable alerts to stay on top of their finances – all in one place. 

What about a similar credit card?

If before you apply for a Surge® Platinum Mastercard®, you want to check similar credit card, check out the FIT® Platinum Mastercard®.

If you have bad credit or even no history of credit, the FIT® Platinum Mastercard® is the perfect answer!

With this unsecured card, you’ll get a $400 credit limit immediately and monthly reports are sent to all three major credit bureaus. 

There’s a one-time fee of $89, an annual fee of $99 after 12 months of use, and a monthly charge. It’s simple to start; before you know it, you’ll be well on your way toward building good credit. 

Check out more information on this card and how you can apply in the link below.

FIT® Platinum Mastercard®

See how to apply for the FIT® Platinum Mastercard®

Learn how to apply for the FIT® Platinum Mastercard® and regain control of your finances with this credit card can!

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

Trending Topics


The importance of self-worth and self-esteem

Find out why it is important to have a high sense of self-worth and self-esteem, and how these two concepts differ from each other.

Keep Reading

Hidden iOS 16 features every iPhone user needs to try out!

Apple's update has great features. Discover the amazing hidden iOS 16 features. These tricks will make your iPhone experience even better!

Keep Reading

A clean space can do wonders for your mental health

Did you know that your environment has a direct impact on your wellbeing? Here’s how having a clean space can improve your mental health.

Keep Reading

You may also like


What will be the most used social media in 2023?

Check out our list of the most used social media networks and see which one you think will reign supreme in 2023!

Keep Reading

How to make money from home for teens: 6 ideas

Struggling to find a way to make some extra cash? Check out this guide on how to make money from home for teens! There are plenty of options!

Keep Reading

See how to apply for the Discover It® Student Chrome

Wondering how to get started with your new student credit card? Here's a guide on how to apply for the Discover It® Student Chrome.

Keep Reading