To qualify for a Cash+® Visa Signature® Card, you need a credit score between good and excellent (700+). You also need to meet other criteria such as a steady income, be over 18 years of age and reside in the U.S. Meeting those requirements is no guarantee of approval.

You can earn 5% in two categories up to $2,000 in combined purchases. The participant categories are: cell phone, fast food, home utilities, electronic stores, department stores, TV, internet, streaming, movie theaters, sporting goods store, fitness centers, furniture stores, participant clothing stores and ground transport. You can choose one every day 2% category between grocery stores, restaurantes and gas/EV charging stations.

Redeeming your Cash+® Visa Signature® Card rewards is very simple. You can do it online through your mobile app or logging into your account and using the bank’s Rewards Center. You can also call customer service using the number that’s on the back of your card.