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Read on to see how this card can help to pay off that pesky debt.

Citi Simplicity® Credit Card – Low Intro APR on Purchases and Balance Transfers


If you have credit card debt lingering and don’t know where to begin, apply for the Citi Simplicity® Credit Card. With this card, you can rest easy knowing that you will receive a 21-month zero percent intro APR on balance transfers within the first four months of opening your account.


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Are you tired of confusing credit card fees and losing track of your payments each month? If so, it’s time to switch to a card that simplifies the process. Learn all about the benefits of having a Citi Simplicity® Credit Card.

There’s no annual fee for this card.
Long-term 0% intro APR.
You won’t have to pay penalties for late payments.
Choose your payment due date.

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The Citi Simplicity has a high approval bar – but if you have carefully managed your credit, the card may be within reach. A good score and record can give you an advantage when applying for this sought-after product.

After your account is approved, it’ll take up to three weeks for the transfer to be complete. Make sure you keep track of any payments due on your original account during this time — until everything has been successfully transferred over!

The Citi Simplicity is a Mastercard, and you can enjoy the convenience and security of a widely accepted payment method. Plus, your card is equipped with exclusive benefits like zero liability protection in case of fraud or theft, global service for easy international transactions, and powerful identity theft protection to safeguard your personal information.

With this credit card, you won’t be starting with chump change. You can get an initial minimum limit of $500; the potential is there to go even higher depending on your financial history, income level, and debt-to-credit ratio. It’s worth noting that although having a higher credit limit may come in handy down the line, it shouldn’t be your primary focus when applying for this card.

Applying for the Citi Simplicity® Credit Card has never been easier. If you meet the requirements, it takes a few simple steps. Click on the link below and take our walkthrough to find out more!

Citi Simplicity® Credit Card

How to apply for the Citi Simplicity® Credit Card

Looking for a no-frills credit card? Check out the Citi Simplicity® Credit Card. Learn how to apply and see if it's the right card for you.

But, If you’re a student looking to build credit, the Chase Freedom® Student credit card could be perfect for you. 

It’s friendly to those with thin or nonexistent credit files, whereas Chase’s other rewards-earning cards usually require good credit. Its $0 annual fee and solid incentives for such a basic product make it great value.

Learn how to apply in the link below.

Chase Freedom® Student credit card

How to apply for the Chase Freedom® Student card

A student credit card can help you build your credit history. Here's a guide on how to apply for the Chase Freedom® Student credit card.

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