No, the Capital One Quicksilver Rewards Card is not an easy credit card to obtain. It requires all new applicants to have at least a 700+ credit score and a high and steady annual income. There are other important criteria used by Capital One to determine whether or not this card is available to you such as a low debt to income ratio, a good credit history and a good payments history.

There is no preset spending limit with the Capital One Quicksilver Rewards Card because that amount depends on a series of factors like your creditworthiness, payment history, annual income and more. If you get an initial credit limit below your spending power, you can gradually increase it by using the card responsibly and updating the file Capital One has on you.

You can use your Capital One Quicksilver Rewards Card anywhere in the world where merchants accept Mastercard. This is an international card with no foreign transaction fees, which means there won’t be any extra charges for international purchases, be it online or in person.

Besides the intro cash back bonus, 0% APR period and 1.5% cash back rate, the Capital One Quicksilver Rewards Card offers a series of interesting perks. You’ll also get travel insurance, extended warranty, price protection, zero liability, roadside assistance, identity theft protection, concierge services, and more.