The Virgin Money Low Rate Credit Card is an attractive option for those with excellent credit scores and a financially stable history. To apply, you must meet certain requirements such as being at least 18 years of age, holding Australian citizenship or residency status, and having an annual income of $35,000 or more. You may also need to provide documents that verify your identity and financials during the application process.

You must have a reliable credit score to apply for the Virgin Money Low Rate Credit Card. People with damaged credits aren't likely to obtain the card, and only those with a strong credit rating will be taken into consideration. It can be difficult come to terms with this fact, but if your credit history is less than impeccable, it's unlikely you'll be able to gain approval.

With Virgin Money Low Rate Credit Card, you'll receive more than a regular credit card—you'll also get access to many Visa benefits! Enjoy special offers and discounts through Visa Entertainment, get assistance with complex travel arrangements when you use Visa Concierge, and make secure payments quickly and conveniently with Visa Checkout. Plus, you won't have to worry about unauthorized purchases when making payments: Zero Liability protects you from any fraud.