Credit Cards (US)

Virgin Money Low Rate Credit Card review: Goodbye to expensive credit card fees!

On the hunt for a wallet-friendly credit card? Check out our comprehensive review of the Virgin Money Low Rate Credit Card and its extended introductory period of low interest. Get the financial fit you’ve been looking for!

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Virgin Money Low Rate Credit Card: Enjoy up to 55 days with no interest on retail purchases!

You can get a credit card with an intro low rate: read on and learn about it! Source: The News Stacker.

If you’re seeking a wallet-friendly credit card, consider exploring our Virgin Money Low Rate Credit Card review.

With an extended introductory period of low interest and continued lower rates afterward, this could be your perfect financial fit!

Virgin Money Low Rate Credit Card

How to apply for the Virgin Money Low Rate Card

Discover how easy it is to apply for the Virgin Money Low Rate Credit Card! Learn how you can save time and money today!

  • Credit Score: This card requires a good credit score;
  • Annual Fee: $99
  • Intro offer: This card doesn’t offer a welcome bonus besides the 0% intro p.a. for balance transfers.
  • Rewards: None
  • P.A: 0% intro p.a. for 36 months on balance transfers. Also,  no balance transfer fees (limited offer); 11.99% variable p.a. on purchases.
  • Other Fees: Cash advance rate: 21.69% p.a.

With the Virgin Money Low Rate Credit Card, you can save more on purchases with 0% intro p.a. periods! 

Not only that, but this card also provides additional payment options and insurance benefits. So it may be just what you need to get ahead financially while enjoying extra perks along the way.

Read our Virgin Money Low Rate Credit Card review today for all of the details!

Virgin Money Low Rate Credit Card: What can you expect?

Virgin Money Low Rate Credit Card is the best way for savvy shoppers to save money and benefit from incredible perks. 

With Virgin Money, you can get low purchase rates and enjoy 0% intro p.a for 36 months on balance transfers with no transfer fees. 

Additionally, you can get up to 55 days with no interest on retail purchases if you have an existing balance transfer. But the benefits don’t stop there; Virgin Money card holders are also eligible for Visa benefits. 

Virgin Money Low Rate Credit Card review shows they offer one of the best low-rate deals out there. It might be time to say goodbye to exorbitant rates and save more money today!

Do the pros outweigh the cons?

Your finances will be under control with a great mobile app. Source: Freepik.

The Virgin Money Low Rate Credit Card gives cardholders amazing advantages, like low-interest rates and minimal fees. 

But before jumping into deciding if this is the perfect credit card for you, it’s important to consider any potential drawbacks as well! 

Check out our pros and cons list so that you can make an informed decision on whether or not this card suits your needs best.

Pros

  • Balance transfer intro p.a.;
  • Access to Visa benefits;
  • Zero Liability program;
  • Low variable purchase rate of 11.99% p.a.

Cons

  • There is only a lower annual fee during the first year. After that, the annual fee gets a bit high;
  • There are no rewards programs in this Virgin Money Low Rate Credit Card;
  • You can’t get any welcome bonuses besides the 0% intro p.a. for balance transfers.

What are the eligibility requirements?

Achieving a good credit score is key to taking advantage of the great benefits offered by this particular credit card, including reduced interest rates and excellent perks. 

Before you begin your application process, ensure your financial health reflects positively on your rating!

Learn how to request the Virgin Money Low Rate Credit Card

Ready to take advantage of a low-rate credit card? Applying for the Virgin Money Low Rate Credit Card has never been easier. 

Remember that having an impressive credit score may give you a better chance of approval! After reading our Virgin Money Low Rate Credit Card review, check out our next post to learn how to apply.

Virgin Money Low Rate Credit Card

How to apply for the Virgin Money Low Rate Card

Discover how easy it is to apply for the Virgin Money Low Rate Credit Card! Learn how you can save time and money today!

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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