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Titanium Credit Card review: Get access to lifestyle and travel benefits
If you're looking for a credit card that comes with attractive discounts and provides security for your travels, then the Titanium Credit Card is perfect for you. Keep reading our review to find out more.
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Titanium Credit Card: Your key to rewarding adventures!
This card is the perfect companion for a busy professional. Ideal for blending work and play. Keep reading our Titanium Credit card review for more.
Not only does it come with attractive discounts, but it also provides security such as travel insurance.
How to apply for the Titanium Credit card
Wondering how to apply for the Standard Bank Titanium Credit Card? This guide will take you through the steps involved.
- Requirements: South African ID copy (or passport if not an SA citizen). A recent payslip and 3 months bank statement. Proof of residence not older than 3 months. Must earn R25 000 or more per month or hold a tertiary education degree
- Initiation Fee: R180 initiation fee
- Monthly Fee: R82.00
- Rates: Interest rates are personalized, ranging from a minimum of 10.25% to a maximum of 21%
- Rewards: Flight discounts with Emirates for up to 20%* and car rentals with Avis for up to 15%. 10% off when you spend R300 or more on ProGifts. Get up to 5%* cashback when you book any domestic or international hotel, apartment, and more with Bookings.com
This premium product offers unbeatable features such as interest-free grace periods of up to 55 days, variable interest rates between prime plus 14%, with no more than R250,000 in credit available. This amount could be even lower depending on personal circumstances.
Your monthly repayments are only 3% of the outstanding balance. There’s also an additional service cost of just R82.00 each month and a one-time startup fee or activation charge that totals to around R180.00.
Tied together, you can enjoy low repayment amounts alongside great benefits when taking advantage of all allowed credits granted by The Standard Bank Credit Card program!
Titanium Credit Card: What can you expect?
Do you have a high income? This card is perfect for you!
The Titanium Credit Card offers an array of benefits, including interest-free grace periods and variable interest rates. Plus, there’s no more than R250,000 in credit available. This amount could be even lower depending on personal circumstances.
Your monthly repayments are only 3% of the outstanding balance. There’s also an additional service cost of just R82.00 each month and a one-time startup fee or activation charge that totals around R180.00.
Combine these features with a great rewards program, and you can enjoy low repayment amounts alongside great benefits when taking advantage of all allowed credits granted by The Standard Bank
Check if you are pre-approved for credit cards and loans with no impact to your credit score
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Do the pros outweigh the cons?
This Titanium Credit card review wouldn’t be complete without analyzing the advantages and drawbacks of being a cardholder. Here’s what you need to know before making your decision.
Pros
- You get numerous discounts on travel, lifestyle and insurance.
- Can enjoy up to a maximum of R250,000.00 in credit
- No need to pay a monthly fee if you have a Prestige Banking Account.
- Comes with basic travel insurance when you use your card to purchase flight tickets.
Cons
- The account has a high international transaction fee of 2.75%.
- The credit card is mainly for those with degrees or those who occupy professional positions in the workplace.
- The Titanium credit card doesn’t have a dedicated private banker to assist you
What are the eligibility requirements?
Owning a Titanium Credit Card is within reach. All you need to do is meet the requirements!
These include having a South African ID or passport, an updated payslip and bank statement from at least three months ago, proof of residence no older than 3 months old, and either earning R25 000* per month or holding a tertiary education degree.
Learn how to request the Titanium Credit Card
If, after reading our Titanium Credit card review, you want to take advantage of this card’s benefits, follow the link below and learn how to apply.
How to apply for the Titanium Credit card
Wondering how to apply for the Standard Bank Titanium Credit Card? This guide will take you through the steps involved.
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