Credit Cards (US)

U.S. Bank Cash+® Secured Visa® Card review

Looking for a high-value rewards card? Check out our U.S Bank Cash+® Visa Signature® Card review! This card offers generous rewards, including a sign-up bonus and cash back opportunities on everyday purchases.

Advertisement

U.S. Bank Cash+® Secured Visa® Card: Customize your rewards!

U.S. Bank Cash+® Secured Visa® Card
You can build your credit with this credit card: learn how! Source: The News Stacker.

This U.S. Bank Cash+® Secured Visa® Card review will show why this card is a strong contender for those looking to maximize their rewards. A secured credit card with cash back? This card is a gem! 

U.S. Bank Cash+® Secured Visa® Card

How to apply for the U.S. Bank Cash+® Secured Visa

Learn how to apply for a U.S. Bank Cash+® Secured Visa® Card and earn rewards! With no annual fee, you can reap the benefits!

  • Credit Score: No credit score is needed, as this is a secured credit card
  • Annual Fee: This card doesn’t charge an annual fee
  • Intro offer: No welcome bonus
  • Rewards: Redeem 5% cash back on up to $2,000 in purchases each quarter from a selection of 12 categories and also get 2% cash back within any “quotidian” category that fits your lifestyle! Plus, receive a bonus of 5% cashback when reserving prepaid airfare, hotels, or car rental directly through the Rewards Center at U.S Bank. 1% cash back on eligible purchases.
  • APRs: 29.24%
  • Other Fees: There is a Foreign Transaction Fee of 3% and also a Cash Advance Fee of 5%

For ongoing benefits, you can enjoy unlimited 2% cash back on one quarterly bonus category. As well as 5% off two other categories each quarter. That adds up quickly! 

However, due to constantly shifting available bonus categories during setup, being prepared with some extra effort may help you get even more from your card usage experience. Keep reading our U.S. Bank Cash+® Secured Visa® Card review for more!

U.S. Bank Cash+® Secured Visa® Card: What can you expect?

U.S. Bank Cash+® Secured Visa® Card is an awesome option for anyone looking to maximize rewards on everyday purchases. 

You’ll get cash back rewards based on your purchase categories, with up to 5% cash back on things like prepaid air, hotel, and car reservations booked directly in the U.S Bank Rewards Center. 

To get this credit card, you only need a security deposit starting at $300 or up to $5,000.

Keep reading our U.S. Bank Cash+® Visa Signature® Card to learn the pros and cons.

Do the pros outweigh the cons?

U.S. Bank Cash+® Secured Visa® Card
You’ll have a real credit card to make your purchases. Source: Canva.

While the U.S. Bank Cash+® Secured Visa® Card offers great benefits, there are also some drawbacks. Below you can compare the pros and cons of this card.

Pros

  • This card doesn’t have membership fees
  • The 0% intro APR on purchases and balance transfers
  • This card comes with high rewards rate

Cons

  • There is a spending limit on rewards
  • This card charges a balance transfer fee
  • This card charges a foreign fee

What are the eligibility requirements?

The great thing about secured credit cards is that you don’t need a good or excellent credit score to apply for one. Your security deposit acts as collateral for your credit line.

You can make a security deposit as low as $300 or as high as $5,000. This amount will set your credit limit.

You can rebuild your poor credit score with the help of a U.S. Bank Cash+® Secured Visa® Card.

Learn how to request the U.S. Bank Cash+® Secured Visa® Card

Are you looking for a way to make your purchases more rewarding? With the U.S Bank Cash+® Visa Signature® Card, it’s easy to earn rewards on everyday purchases like gas, groceries, and online shopping.

Check out our next post, apply today, and enjoy all the perks this great offer provides!

U.S. Bank Cash+® Secured Visa® Card

How to apply for the U.S. Bank Cash+® Secured Visa

Learn how to apply for a U.S. Bank Cash+® Secured Visa® Card and earn rewards! With no annual fee, you can reap the benefits!

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

Trending Topics

content

What is the difference between hard credit check and soft credit check?

Hard and Soft credit check are types of inquiries to see what is in your credit report. This post will tell you the difference between them!

Keep Reading
content

The top 10 biggest influencers of all time

Who are the biggest influencers of all time? This list includes bloggers, YouTubers, and social media stars with significant impact online.

Keep Reading
content

What is the competitive advantage of Nike products?

We've analyzed how Nike products can keep a competitive advantage over other sportswear brands. Find out how they do it.

Keep Reading

You may also like

content

The best VR games of 2022!

Want to experience the future of gaming? Our list of the best VR games has it all. Exciting first-person shooters, deep adventure, and more!

Keep Reading
content

Ink Business Preferred® Credit Card review

Thinking of getting the Ink Business Preferred® Credit Card? We’ve got you covered with all the details in our comprehensive review.

Keep Reading
content

Capital One Savor Rewards review: Cash in on your passion for fun

Looking for a great credit card for nights out on the town? Check out our Capital One Savor Rewards review!

Keep Reading