Credit Cards (US)
U.S. Bank Cash+® Secured Visa® Card review
Looking for a high-value rewards card? Check out our U.S Bank Cash+® Visa Signature® Card review! This card offers generous rewards, including a sign-up bonus and cash back opportunities on everyday purchases.
Advertisement
U.S. Bank Cash+® Secured Visa® Card: Customize your rewards!
This U.S. Bank Cash+® Secured Visa® Card review will show why this card is a strong contender for those looking to maximize their rewards. A secured credit card with cash back? This card is a gem!
How to apply for the U.S. Bank Cash+® Secured Visa
Learn how to apply for a U.S. Bank Cash+® Secured Visa® Card and earn rewards! With no annual fee, you can reap the benefits!
- Credit Score: No credit score is needed, as this is a secured credit card
- Annual Fee: This card doesn’t charge an annual fee
- Intro offer: No welcome bonus
- Rewards: Redeem 5% cash back on up to $2,000 in purchases each quarter from a selection of 12 categories and also get 2% cash back within any “quotidian” category that fits your lifestyle! Plus, receive a bonus of 5% cashback when reserving prepaid airfare, hotels, or car rental directly through the Rewards Center at U.S Bank. 1% cash back on eligible purchases.
- APRs: 29.24%
- Other Fees: There is a Foreign Transaction Fee of 3% and also a Cash Advance Fee of 5%
For ongoing benefits, you can enjoy unlimited 2% cash back on one quarterly bonus category. As well as 5% off two other categories each quarter. That adds up quickly!
However, due to constantly shifting available bonus categories during setup, being prepared with some extra effort may help you get even more from your card usage experience. Keep reading our U.S. Bank Cash+® Secured Visa® Card review for more!
U.S. Bank Cash+® Secured Visa® Card: What can you expect?
U.S. Bank Cash+® Secured Visa® Card is an awesome option for anyone looking to maximize rewards on everyday purchases.
You’ll get cash back rewards based on your purchase categories, with up to 5% cash back on things like prepaid air, hotel, and car reservations booked directly in the U.S Bank Rewards Center.
To get this credit card, you only need a security deposit starting at $300 or up to $5,000.
Keep reading our U.S. Bank Cash+® Visa Signature® Card to learn the pros and cons.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Do the pros outweigh the cons?
While the U.S. Bank Cash+® Secured Visa® Card offers great benefits, there are also some drawbacks. Below you can compare the pros and cons of this card.
Pros
- This card doesn’t have membership fees
- The 0% intro APR on purchases and balance transfers
- This card comes with high rewards rate
Cons
- There is a spending limit on rewards
- This card charges a balance transfer fee
- This card charges a foreign fee
What are the eligibility requirements?
The great thing about secured credit cards is that you don’t need a good or excellent credit score to apply for one. Your security deposit acts as collateral for your credit line.
You can make a security deposit as low as $300 or as high as $5,000. This amount will set your credit limit.
You can rebuild your poor credit score with the help of a U.S. Bank Cash+® Secured Visa® Card.
Learn how to request the U.S. Bank Cash+® Secured Visa® Card
Are you looking for a way to make your purchases more rewarding? With the U.S Bank Cash+® Visa Signature® Card, it’s easy to earn rewards on everyday purchases like gas, groceries, and online shopping.
Check out our next post, apply today, and enjoy all the perks this great offer provides!
How to apply for the U.S. Bank Cash+® Secured Visa
Learn how to apply for a U.S. Bank Cash+® Secured Visa® Card and earn rewards! With no annual fee, you can reap the benefits!
Trending Topics
iPhone hacks that will help make your life a lot easier
Do you owe an iPhone? Are you using your device to its maximum potential? Check out a couple of iPhone hacks that’ll make your life easier.
Keep ReadingMost anticipated movies for 2023
Get your calendars ready for some quality entertainment coming out next year! Here's a list of the most anticipated movies of 2023.
Keep ReadingCiti Rewards+® Credit Card review
Why settle for less when you can earn so much more? Check out our full Citi Rewards+® Credit Card review to learn this card's benefits!
Keep ReadingYou may also like
LendingPoint Personal Loan review
Do you need some extra cash to cover expenses? Then check out our LendingPoint Personal Loan review to see if it’s the right fit for you.
Keep ReadingWhat are the best dog food delivery services of 2022?
Learn the best dog food delivery services of 2022 so you can have the best quality food for your pooch delivered right to your door.
Keep ReadingInk Business Premier℠ Credit Card review: Maximize Business Expenses and Rewards!
Find out if the Ink Business Premier℠ Credit Card is right for you with this review. Get a breakdown of all the features and benefits
Keep Reading