Credit Cards (US)
U.S. Bank Cash+® Secured Visa® Card review
Looking for a high-value rewards card? Check out our U.S Bank Cash+® Visa Signature® Card review! This card offers generous rewards, including a sign-up bonus and cash back opportunities on everyday purchases.
U.S. Bank Cash+® Secured Visa® Card: Customize your rewards!
This U.S. Bank Cash+® Secured Visa® Card review will show why this card is a strong contender for those looking to maximize their rewards. A secured credit card with cash back? This card is a gem!
- Credit Score: No credit score is needed, as this is a secured credit card
- Annual Fee: This card doesn’t charge an annual fee
- Intro offer: No welcome bonus
- Rewards: Redeem 5% cash back on up to $2,000 in purchases each quarter from a selection of 12 categories and also get 2% cash back within any “quotidian” category that fits your lifestyle! Plus, receive a bonus of 5% cashback when reserving prepaid airfare, hotels, or car rental directly through the Rewards Center at U.S Bank. 1% cash back on eligible purchases.
- APRs: 29.24%
- Other Fees: There is a Foreign Transaction Fee of 3% and also a Cash Advance Fee of 5%
For ongoing benefits, you can enjoy unlimited 2% cash back on one quarterly bonus category. As well as 5% off two other categories each quarter. That adds up quickly!
However, due to constantly shifting available bonus categories during setup, being prepared with some extra effort may help you get even more from your card usage experience. Keep reading our U.S. Bank Cash+® Secured Visa® Card review for more!
U.S. Bank Cash+® Secured Visa® Card: What can you expect?
U.S. Bank Cash+® Secured Visa® Card is an awesome option for anyone looking to maximize rewards on everyday purchases.
You’ll get cash back rewards based on your purchase categories, with up to 5% cash back on things like prepaid air, hotel, and car reservations booked directly in the U.S Bank Rewards Center.
To get this credit card, you only need a security deposit starting at $300 or up to $5,000.
Keep reading our U.S. Bank Cash+® Visa Signature® Card to learn the pros and cons.
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Do the pros outweigh the cons?
While the U.S. Bank Cash+® Secured Visa® Card offers great benefits, there are also some drawbacks. Below you can compare the pros and cons of this card.
- This card doesn’t have membership fees
- The 0% intro APR on purchases and balance transfers
- This card comes with high rewards rate
- There is a spending limit on rewards
- This card charges a balance transfer fee
- This card charges a foreign fee
What are the eligibility requirements?
The great thing about secured credit cards is that you don’t need a good or excellent credit score to apply for one. Your security deposit acts as collateral for your credit line.
You can make a security deposit as low as $300 or as high as $5,000. This amount will set your credit limit.
You can rebuild your poor credit score with the help of a U.S. Bank Cash+® Secured Visa® Card.
Learn how to request the U.S. Bank Cash+® Secured Visa® Card
Are you looking for a way to make your purchases more rewarding? With the U.S Bank Cash+® Visa Signature® Card, it’s easy to earn rewards on everyday purchases like gas, groceries, and online shopping.
Check out our next post, apply today, and enjoy all the perks this great offer provides!
About the author / Vinicius Barbosa
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