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The American Express Explorer® Credit Card review

Looking for a credit card that offers great rewards, exclusive access and an amazing travel experience? Read our review of The American Express Explorer® Credit Card to find out more!

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The American Express Explorer® Credit Card: Unlock exclusive experiences with your card – no limits!

The American Express Explorer® Credit Card
You’ll get excellent rewards with this credit card. Source: The News Stacker.

If you’re in the market for a new rewards credit card and are looking for one that offers world-class benefits and prestige, The American Express Explorer® Credit Card could be your ideal financial solution

The American Express Explorer® Credit Card

How to apply for The American Express Explorer®?

Learn how to apply for The American Express Explorer® Credit Card, plus all of the essential details and benefits of this amazing card.

  • Credit Score: For the Explorer® Credit Card, you need a healthy score. Also, no history of bad debt or default on payments.
  • Annual Fee: This card charges a $395 fee p.a.
  • Intro offer: For a limited time, new members have the ability to earn 50,000 bonus points and $100 back. The requirement is to spend at least $4,000 on selected purchases within the first 3 months of card membership. 
  • Rewards: 2 points per dollar on all purchases, except government spend, for which you’ll earn 1 point. 
  • P.A.: 21.99% p.a. on purchases. 
  • Other Fees: 3% overseas currency conversion fee, and late payment fee up to $30.

This highly sought after rewards credit card stands out with its fantastic range of features, such as exciting travel benefits, bonus points on purchases, and an integrated membership program.

In this review we will explore all aspects of this outstanding product – from its generous signup bonus to its competitive reward structure – to help you decide if it is the right choice for your lifestyle.

The American Express Explorer® Credit Card: What can you expect?

With The American Express Explorer® Credit Card, you can unlock a world of rewards and experiences right at your fingertips.

This card prioritises member privileges above all, giving you the opportunity to get more out of your everyday purchases with great rewards and unparalleled travel perks. 

Special benefits are designed to help you experience more — whether that be enjoying access to The Centurion® Lounge or getting a complimentary hotel status upgrade with The Hotel Collection program.

The card offers an incredible sign-up bonus for newcomers and it’s filled with special perks.

Enjoy an annual $400 bonus for travel through Amex Travel, annual $100 hotel credit, and complimentary comprehensive travel insurance.

However, all of these benefits do not come cheap as The American Express Explorer® Credit Card has a $395 annual fee, and charges 21.99% p.a. on purchases.

Still, if you’re often in the air, the benefits alone can help you offset the cost.

Do the pros outweigh the cons?

The American Express Explorer® Credit Card
Your travel benefits will amaze you. Source: Freepik.

Before signing up and getting excited about all the potential benefits attached to this card, it’s important to take a closer look at it.

Get well-informed to decide if those perks really make it worth spending your hard-earned money on the annual fee.

Pros

  • Incredible sign-up offer worth 50,000 bonus points and $100 back;
  • 2x points on all purchases (with the exception of government spending, which are worth 1 point);
  • $400 travel credit per calendar year with American Express Travel;
  • Airport lounge access, yearly $100 hotel credit, travel insurance, and more!

Cons

  • If you’re not a frequent traveler, the annual fee makes it not worth it;
  • No introductory promotion on balance transfers;
  • High purchase p.a. at 21.99%.

What are the eligibility requirements?

To become eligible for The American Express Explorer®, you need to be an Australian citizen or permanent resident over the age of majority.

You also need a good credit score with no history of bad debt or payments default. 

Learn how to request The American Express Explorer® Credit Card

The American Express Explorer® Credit Card is perfect for anyone wanting a comprehensive rewards program that can help them make their purchases go further.

Check the following link to learn how easy it is to apply and start earning today!

The American Express Explorer® Credit Card

How to apply for The American Express Explorer®?

Learn how to apply for The American Express Explorer® Credit Card, plus all of the essential details and benefits of this amazing card.

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