See how to apply for the LendingPoint Personal Loan

Learn how to apply for a LendingPoint Personal Loan in this comprehensive guide. We'll provide you with all the information you need to make the process easy and stress-free.


by Aline Barbosa

Published on 02/08/2023

LendingPoint Personal Loan: Pre-qualify online and have access to your funds on the same day!

LendingPoint Personal Loan
LendingPoint has an easy online application. Source: The News Stacker.

Are you looking for a way to finance a large purchase, consolidate debt or cover an unexpected expense? You can apply for a LendingPoint Personal Loan and get you the cash you need in no time – with flexible repayment options and competitive rates.


Credit Card

LendingPoint Loans

fast funding mobile app

With a secure and fast application process, you can quickly get approved!

You will be redirected to another website

LendingPoint is a well known U.S. lender that offers financial solutions to whatever purpose you may have up to $36,500.

To qualify, you need a 600+ credit score and meet other criteria such as having a SSN and a bank account to your name.

This trusted lender offers online pre-qualification with a soft pull amongst other interesting perks such as credit monitoring tools and hardship programs.

You’ll also have access to an intuitive mobile app to manage your account, balance and payments.

LendingPoint provides account activity reporting to Experian and TransUnion, which can help you improve your score over time. You can also choose your payment date and change it upon request.

So whether you’re covering emergency expenses or achieving long-term financial goals, LendingPoint could be the perfect way to get ahead with your needs.

Keep reading to learn how you can easily apply for a LendingPoint Personal Loan. 

Learn how to get the LendingPoint Personal Loan online

LendingPoint Personal Loan
The application process is online, and you can get approved fast. Source: Canva.

You can easily apply for a LendingPoint Personal Loan online and get the funds you need quickly. First, head over to LendingPoint’s official website. Then, under “personal”, click on “personal loans”.

If you want, you can check your rate before submitting an application. That way you can have an idea of what you can get and how much LendingPoint will charge you for it.

When you’re ready, click on “apply now”. LendingPoint’s application process is very simple and you can complete it in under a few minutes.

First, tell the company how much you need and what is the purpose of your loan.

Then, tell them a little about yourself, where you live, and your financial information. Finish the application by creating an account and finally click on “check my options”.

This will give LendingPoint the permission to check your credit report, but won’t impact your score.

The company will then evaluate your profile and make you a series of offers that fit your finances and your budget. Choose the one you feel it’s best for your current situation and formally apply for it.

LendingPoint will then run a hard credit check and you can finish the process by signing the contract.

If you do so before noon, you can get your funds deposited into your bank account on the same day. If not, you’ll get the money within one business day. 

Learn how to get it using the app

LendingPoint offers an incredible mobile app for customers to manage their accounts. It allows them to make payments, check their scores, and much more. However, you cannot apply for a LendingPoint Personal Loan using it.

To apply for the LendingPoint Personal, you have to do it online using a web browser on your computer. Check the topic above to learn more details and request your funds easily and quickly. 

How about a similar personal loan?

But if you’d like to borrow an even larger amount from a lender that views more than your credit score, the SoFi Personal Loan is a fantastic option. They offer amounts up to $100,000 and rates that start at 7.99%.

You can also repay your loan in up to 7 years with no origination or prepayment fees. If you’d like to learn more about what SoFi has to offer, check the link below.

We’ll also go over their application process so you can request your loan online, hassle-free.

SoFi loans

How to apply for the SoFi Personal Loan

Wondering how to apply for a SoFi Personal Loan? Our step-by-step guide will take you through the application process, from start to finish.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

Trending Topics


See how to apply for the Celebrity Cruises Visa Signature® Credit Card

Find out how you can take your cruise adventure to the next level when you apply for the Celebrity Cruises Visa Signature® Credit Card.

Keep Reading

The top 10 biggest influencers of all time

Who are the biggest influencers of all time? This list includes bloggers, YouTubers, and social media stars with significant impact online.

Keep Reading

See how to apply for a Surge® Platinum Mastercard®

If you’re looking to apply for a Surge® Platinum Mastercard®, this post will show you everything you need to know before making a decision.

Keep Reading

You may also like


Valuable things everyone might have and not know!

You may have some valuable things lying around your house and not even know it! Check out this list to see what you could be missing out on.

Keep Reading

See how to apply for the Citi Rewards+® Credit Card

The Citi Rewards+® Card is perfect for anyone looking to earn rewards on every purchase. See how to apply and start earning today!

Keep Reading

Choose a personal loan: Find the best lenders and deals!

Unsure how to choose the best personal loan for you? Check out our comprehensive guide on how to make the best decision for your needs.

Keep Reading