See how to apply for the Tomo Credit Card

Are you wondering how to apply for the Tomo Credit Card? Here's a simple guide that will walk you through the process so you can start improving your credit score today!

Loading the best recommendation for you...


by Aline Barbosa

Published on 02/06/2023

Tomo Credit Card: An inclusive card with a fast and online application process!

Learn how to get this modern and efficient credit card. Source: The News Stacker.

If you’re looking for an inclusive card to help you take care of your finances, we’re going to show you how to easily apply for the Tomo Credit Card and get started. This charge card performs no credit checks, so it’s available to virtually anyone.


Credit Card

Tomo Credit Card

no credit check no annual fee

Improve your financial stability and make managing money easier

You will be redirected to another website

To qualify, you need to be over the age of majority and have a government issued ID, a valid SSN/ITIN and a bank account.

By linking your bank account to your Tomo account, the company can assess your finances and determine your eligibility plus your spending limit.

Tomo is a great starter card because it doesn’t charge any fees (no annual, late payment, maintenance – nothing) and helps you build credit fast. You can enroll in their weekly autopay feature which helps you improve your score and keep your credit utilization low.

The card offers unique benefits such as DoorDash, ShopRunner, and Lyft value (credits and limited free memberships).

Plus, you’ll have access to Mastercard’s World Elite perks such as concierge services, priceless cities, cell phone protection, zero liability, and more.

You can apply for the Tomo Credit Card online in only a few minutes, too. All you need is to provide your email address and the company will guide you through the process.

So, are you ready to begin? Keep reading to learn more!

Learn how to get the Tomo Credit Card online

You can apply with no credit check. Source: Freepik.

To apply for the Tomo Credit Card, you need to head over to their official website first. On the homepage, you’ll have to provide Tomo with your email address to begin the process. Once you do, click on “apply now”.

On the next page, you’ll have to provide your first and last name and a password to create your account. Then, click on “continue” and write down your cell phone number so Tomo can send you a verification code.

After confirming your identity, it’s time to fill out the online form. Write down all information that’s required of you and make sure everything is correct. Then, link your bank account (or bank accounts) and wait for the company to assess your profile.

If you’re approved, Tomo will present an offer with your initial spending limit. Then all you have to do is sign the contract and you’re done.

You’ll have to wait a few business days to get the card in the mail and you can activate it online when you do. 

Learn how to get it using the app

Tomo offers an incredible mobile app for you to manage your account and keep track of your spending limit. You can make payments, redeem rewards, check your balance, and more. However, you cannot apply for the Tomo Credit Card using it.

To apply for the card, you’ll have to follow the online application process described above using a web browser on your computer.

How about a similar credit card?

If you don’t think the Tomo Credit Card has what it takes to fit in your wallet, we have other options. One of them is the Petal® 1 “No Annual Fee” Visa® Credit Card. The Petal® 1 also works as a credit building card for people with a limited credit history.

You can get a high spending limit depending on your creditworthiness and all without having to worry about hefty fees.

Want to learn more? Then check out the following link for its features and benefits, and to learn how you can apply for it!

Petal® 1 No Annual Fee Visa® Credit Card

How to apply for the Petal® 1 credit card?

Wondering if you should apply for the Petal® 1 "No Annual Fee" Visa® Credit Card? This blog post will give you all the details.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

Trending Topics


McDonald’s launches its 2022 FIFA World Cup campaign

McDonald’s enlisted some A-list names in the entertainment world for its new “Wanna Go to McDonald’s?” campaign. Check out the full story!

Keep Reading

The 10 best books of all time

Do you love books? Here's a list of the top ten best books of all time that everyone should read at some point in life.

Keep Reading

The importance of self-worth and self-esteem

Find out why it is important to have a high sense of self-worth and self-esteem, and how these two concepts differ from each other.

Keep Reading

You may also like


See how to apply for the Bank of America® Unlimited Cash Rewards

Curious about how to apply for the Bank of America® Unlimited Cash Rewards card? We walk you through it, with all the information you need.

Keep Reading

See how to apply for the Wells Fargo Autograph℠ Card

Apply to the Wells Fargo Autograph℠ Card today and enjoy an incredible 0% intro APR period, plus earn a bounty of rewards. Read on for more.

Keep Reading

Bank of America® Unlimited Cash Rewards review

Our in-depth review on the Bank of America® Unlimited Cash Rewards! Learn how you can earn unlimited cash back on every purchase!

Keep Reading