Credit Cards (US)

Citi® Secured Mastercard® Credit Card review: Low APR and no annual fee

If you're looking for a secured credit card with a low APR and no annual fee, the Citi® Secured Mastercard® Credit Card is a great option. Read this review to learn more.

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Citi® Secured Mastercard® Credit Card: Build your credibility quickly

Get a secured card to rebuild your credit score. Source: The News Stacker.

Are you looking for a way to build or rebuild your credit? If you are, this Citi® Secured Mastercard® Credit Card review is a helpful guide in your search for the perfect secured credit card.

Citi® Secured Mastercard® Credit Card

See how to apply for the Citi® Secured Mastercard®

Learn how to apply for the Citi® Secured Mastercard®, a secured credit card that can help you rebuild your credit history.

  • Credit Score: You don’t need a credit history for this card.
  • Annual Fee: $0
  • Intro offer: None
  • Rewards: None
  • APRs: There is a 26.99% variable APR
  • Other Fees: Balance transfer fee of $5 or 5%, whichever is greater

This secured credit card gives customers a sensible way to manage their finances while building their credit health over time. 

In this blog post, we’ll review the key features of this card and provide an assessment of its overall benefits and drawbacks. Read on for more information!

Citi® Secured Mastercard® Credit Card: What can you expect?

Looking to build your credit with a starter card? Look no further than the Citi® Secured Mastercard®! After all, it was specially designed for those with limited or no credit history. 

Firstly, there’s no annual fee, and you can report all activities to all three major bureaus. So, you could build your credibility quickly! 

In addition, if you have an existing financial relationship with Citibank, this could work in your favor. This means holds on higher security deposits, and even greater reward opportunities should be within reach. 

Further, check out our Citi® Secured Mastercard® Credit Card review today, and get ready to embark on a journey towards establishing good financial foundations!

Do the pros outweigh the cons?

Use this card responsibly. Source: Canva.

Get the facts and make an informed decision. Take a closer look at this Citi® Secured Mastercard® Credit Card review.

Now, discover what advantages you can gain and which potential drawbacks should be considered. 

Pros

  • No annual fee
  • $200 minimum for the security deposit
  • Low APR compared to other secured cards
  • Reports to all three credit bureaus

Cons

  • No additional benefits
  • No rewards 
  • Other secured cards offer better rates and benefits

What are the eligibility requirements?

Build your credit without taking risks with the Citi® Secured Mastercard®, designed to accommodate individuals who have yet to establish a strong financial history.

Furthermore, this card requires no minimum score. Just apply and begin creating lasting financial stability today!

Learn how to request the Citi® Secured Mastercard® Credit Card

With just a few easy steps, you can become eligible for the Citi® Secured Mastercard®, an affordable option to help build and establish credit. 

Take control of your financial future today. Learn how to apply in the link below!

Citi® Secured Mastercard® Credit Card

See how to apply for the Citi® Secured Mastercard®

Learn how to apply for the Citi® Secured Mastercard®, a secured credit card that can help you rebuild your credit history.

About the author  /  Vinicius Barbosa

Vinicius Barbosa is a writer of finance-related content on this portal. Graduated in Social Communication, he writes about everything that involves the world of finances, from credit card recommendations to investment tips, for readers who want to make better decisions when it comes time to spend their money or invest wisely.

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