You can easily qualify for an African Bank Personal Loan if you have a healthy credit score and meet the bank’s criteria. That is being a South African resident over the age of 18 with a valid document of identification. You also need to provide proof of residence and income like payslips and bank statements that reflect your last three salaries.

You can apply for an African Bank Personal Loan quickly and securely online using their website, through their mobile app, by filling a Call Me Back form, by the phone with a representative, or visiting a local branch. Just make sure you meet their eligibility criteria and present all the required documents when you apply.

You can borrow between R2,000 and R350,000 with terms between 7 and 72 months. The annual percentage rate varies between 15% and 24.50%, and the Credit Life Insurance rate falls between 5.04% and 5.4%. The exact terms of your loan depend on your overall creditworthiness.