The Barnes & Noble Mastercard® doesn’t charge an annual fee. However, other fees may apply, as follows below: Foreign transaction fee: 3% of each transaction; Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater; Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater; Late Payment: up to $40; Returned Payment: up to $40.

The Barnes & Noble Mastercard® offers a complete package of benefits. Although it seems to be more suitable for B&N clients, you may enjoy learning that this card offers points on every purchase you make. So, first of all, it features a welcome bonus of 25 B&N Gift Card. Then, you can access discounts of 5% back on all Barnes & Noble purchases. Also, you earn 2x points at restaurants and 1x point on everything else. Additionally, you get an automatic $25 B&N Gift Card after making 2,500 points earned. Not to mention that you get 12 months of B&N Membership for free after spending $7,500 a year on eligible purchases.

Becoming a B&N member might be a great thing if you love to buy books. The benefits are many, and the main points are gathered below: Exclusive In-Store and Online Offers; Free shipping on all purchases; 40% off Hardcover Bestsellers in Store; Discounts such as 10% off in Store; Early access to sales; Special Birthday Offer.