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Looking for a credit card that could improve your credit score?

OpenSky® Plus Secured Visa® Credit Card – No credit score required and no annual fee.


This unique card doesn’t require a bank account to apply, and there’s no credit check necessary. Also, the annual fee is completely waived – a rarity for this type of card. If you’ve struggled with credit in the past or are unbanked, this card could be a great way to improve your standing.


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Are you looking to build your credit but feel like a big banking conglomerate isn't interested in helping you out? It's time to open your horizons with the OpenSky® Plus Secured Visa® Credit Card! Read on to discover what makes this credit card so special!

Apply in minutes, and OpenSky will give you an answer right away;
Use your card everywhere Visa is accepted (which is virtually everywhere);
Reports to all three credit bureaus, so you’ll build a credit score;
No annual fee.

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We have great news for you! The card reports to Equifax, Experian, and Transunion. Consistent on-time payments made to creditors that report to credit bureaus may indicate your financial responsibility and potentially increase your credit score.

Unfortunately, this credit card imposes a 3% foreign transaction fee, meaning you must pay $60 for a $2,000 vacation. To avoid unnecessary fees, it’s best to consider a credit card waiving foreign transaction fees for international travelers.

On average, credit cards have a regular APR of 15%, and accounts with a balance may have an APR of 17%. However, this card has higher regular APRs. Expect a variable purchase APR of 29.24% and a variable cash advance APR of 21.89%.

Revitalize your credit with the OpenSky® Plus Secured Visa® Credit Card. Perfect for those with poor credit. Check out how to apply below.

OpenSky® Plus Secured Visa® Credit Card

How to apply for the OpenSky® Plus Secured Visa®?

Learn how to apply for the OpenSky® Plus Secured Visa® Credit Card with our step-by-step guide. Get access to great features.

Looking for a secure credit card option? Check out the Discover It® Secured Credit Card before applying for the OpenSky® Plus Secured Visa® Credit Card.

It has no annual fee and is accessible to those who have been hesitant to use financial services. 

The card offers an exciting Intro Offer, matching any cash back earned during the first year. You can earn 2% cash back on gas station and restaurant purchases and 1% back on all other purchases. 

Ready to apply? Check out the easy application process today!

Discover It® Secured Credit Card

How to apply for the Discover It® Secured card?

Learn how to apply for the Discover It® Secured Credit Card. And let this secured credit card help you regain control of your finances!

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