To become eligible for this card, you need to be at least 18 years old and have a valid South African ID. If you’re not a South African resident, you need to present your passport. Standard Bank requires a minimum monthly income of R5,000 and that you provide a recent proof of address along with payslips and a bank statement from the previous 3 months that reflect your last salary deposits.

With the Standard Bank Gold Credit Card, you can get up to 20% off on Emirates flights when you book your tickets through Leisure Desk. You’ll also get tailored experiences in cities around the world with Priceless Cities. You can earn up to 5% cash back when you book your hotels or other accommodations through Booking.com. You can also get a 10% discount on car rentals using Avis or Rentalcars.com, and a 10% off on luggages from Gopals.

The Credit Card Protection Plan is an optional insurance plan you can hire to help you in case of an unexpected life emergency such as loss of income, disability, and more. Hiring this service will cover your debt in full up to R250,000.