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ANZ Low Rate Credit Card review: No annual fee in the first year

Learn more about the features and benefits of ANZ’s Low Rate Credit Card and access their introductory offer. Read our full review now!

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ANZ Low Rate Credit Card: 0% Interest on Balance Transfers for 30 Months

The ANZ Low Rate Credit Card is the financial product you need. Source: The News Stacker.

If you’re budget-savvy or just looking for a low-commitment way to start exploring the world of credit cards, check out our ANZ Low Rate Credit Card review. 

ANZ Low Rate Credit Card

See how to apply for the ANZ Low Rate Credit Card

Ready to apply for the ANZ Low Rate Credit Card? Discover how to do it in just a few simple steps, and get an answer within one minute!

  • Credit Score: You can apply for this card with a good score
  • Annual Fee: $0 first year. Then it’s $58 p.a.
  • Intro offer: This card offers two options of an intro offer: a balance transfer offer of 28 months interest-free or a Cashback offer to get $250 credit back when you spend $1,500 in the first 3 months.
  • Rewards: None
  • P.A: 12.49% p.a. on purchases and 21.24% p.a. on balance transfers after the promotion period.
  • Other Fees: Foreign currency conversion fee of 3%, cash advance fee of 3%, and a overseas cash advance fee of 3% of the transaction amount or $4 (whichever is greater)

If you’re in the market for a no-nonsense, wallet-friendly credit card, then the ANZ Low Rate Credit Card is a great option. 

Not only does it carry one of the lowest interest rates on the market, but new cardholders can also experience its special “intro offer”. 

A great way to quickly pay off that pesky debt without breaking the bank. If peace of mind and financial flexibility isn’t enough, check out all of its other features and read our ANZ Low Rate Credit Card review!

ANZ Low Rate Credit Card: What can you expect?

For those looking for a great deal on credit card debt, the ANZ Low Rate Credit Card is offering an incredible 12.49% p.a. interest rate for purchases and an introductory 0% balance transfer offer. 

So you can avoid paying interest on your balances for a whopping 28 months! Plus, they’re throwing in $250 cashback if you’d rather save on other luxuries than stack up the savings. 

With this kind of deal, as an example, transferring $6,000 at 19.94% interest would save you $2,286.14 over 30 months! 

There’s also no annual fee in the first year – only $58 afterward. So get ready to make the most of this great offer from ANZ Low Rate credit card and start saving today!

Do the pros outweigh the cons?

ANZ Low Rate Credit Card
This credit card is good for everyday expenses. Source: Canva.

Our ANZ Low Rate Credit Card review breaks down all you need to know with a rundown of its pros and cons – everything from cashback benefits to annual fees. Let’s dive in!

Pros

  • Intro offer of 28 months interest-free on balance transfers OR $250 cashback when you spend $1,500 in the first 3 months from approval. 
  • You won’t have to pay an annual fee for the first year. 
  • Low purchase rate 
  • Eligible with many online wallets.

Cons

  • The intro offer reverts to 21.24% p.a. after the period ends
  • There are no rewards or points on this card
  • Also, no complimentary insurance

What are the eligibility requirements?

You can easily apply for the ANZ Low Rate Credit Card and get an answer quickly! Just ensure you meet the eligibility criteria (like being an Australian citizen/resident or having an eligible working visa). 

Have all your info handy, then submit your application. It’ll only take about 20 minutes. 

Learn how to request the ANZ Low Rate Credit Card

Interested in our ANZ Low Rate Credit Card review? Then don’t miss out on the next post, where you can learn how to score this amazing card!

ANZ Low Rate Credit Card

See how to apply for the ANZ Low Rate Credit Card

Ready to apply for the ANZ Low Rate Credit Card? Discover how to do it in just a few simple steps, and get an answer within one minute!

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