See how to apply for the Capitec Credit Card
Are you wondering how to apply for the Capitec Credit Card? We've got you covered. Here's everything you need to know about the application process and what to expect from it.
Capitec Credit Card: Global acceptance and zero currency conversion fees!
Are you looking to apply for a Capitec Credit Card? Whether you’re aiming to boost your purchasing power or access great rewards and benefits, then the Capitec credit card might be just what you need.
The Capitec Credit Card offers you the convenience of shopping with a card, but without the hefty fees that can come along with it. With Capitec, you get up to 55 days interest-free on purchases and access to Capitec’s Cash Back rewards programme.
Capitec also offers budgeting tools to help you manage your finances and keep track of your spending. They make it easy to stay on top of your credit card payments with their online banking facility, so you can check in anytime, anywhere to ensure that you’re paying on time.
You’ll get a card with global acceptance and zero currency conversion fees. You’ll also earn 1.5% back on every swipe your card online or in-store.
The Capitec Card helps you increase your score and gives you 3.5% interest every year that you keep a positive balance.
To qualify, you need a monthly income over R5,000 (or R10,000 if you’re self-employed) and be a South African resident over 18 years old. The initiation fee costs R100, and the monthly fee is a reasonable R45.
In the content below, we’ll show you how easy it is to apply for the Capitec Credit Card and get ahead in your finances with only a few clicks of a button.
Learn how to get the Capitec Credit Card online
Capitec provides you with a secure, convenient payment option for all your everyday needs. With the online application process, it’s never been easier to apply for a Capitec Credit Card and start using it right away.
All you need to do is access Capitec’s official website, click on “personal” on the top menu, and then “credit” on the menu below. Then, scroll down until you see “credit” and click on “credit card”.
After that, select the “see how much you could get” blue button and get started. In the “Tell Us What You Need” section, select “credit card” and choose the credit limit you would like to obtain.
Fill out the online form with your personal and financial information, write down your contact details and click all the boxes. Once you do that, click “next”. Capitec will then need you to verify your identity.
The third and final part are your results. Capitec will review your credit profile and tell you if the card is available to you. If you’re approved, they’ll present an offer with your initial spending limit, interest rate and other key data.
If you agree to those terms, sign the contract and that’s it. Your new card should arrive at your address within a few business days and you can activate it right away.
You will be redirected to another website
Other ways you can apply
You can also apply for the Capitec Credit Card by downloading the bank’s mobile app on the App Store or Google Play.
Or if you’d rather apply in person, you can also visit one of their local branches with the required documentation.
How about a similar credit card?
Comparing credit card offers is a crucial step to make sure you’re choosing what best fits your needs. If you’d like to check a similar card, we recommend the NedBank Gold Credit Card.
In the following link, you’ll learn all there is to know about NedBank’s alternative. We look over features, benefits, rates and fees to keep you well informed. We’ll also show you just how easily you can apply for it.
About the author / Aline Barbosa
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