Ready for an upgrade to your credit card experience? When you apply for the HSBC Premier Credit Card, you’re able to enjoy convenient features and rewards that fit your lifestyle.

This is a card for HSBC Australia clients who have a HSBC Premier Cash Management Account, so it’s not available to all. But if you can qualify for it (other criteria include earning $75,000 p.a.), you’re in for a world of special benefits.

To begin with, the HSBC Premier Credit Card gives you the ability to choose your own rewards program.

With the HSBC Rewards Plus, you won’t have to worry about an annual fee and you’ll earn up to 1.5 points per eligible purchase (up to $10,000 per month).

With the HSBC Qantas Rewards program, you’ll earn 1 Qantas Point per eligible purchase (also up to 10,000). However, you’ll have to pay a $99 annual fee to enjoy this type of reward. 

But what matters most is that both options share most of the same perks such as a $10,000 minimum spending limit, special discounts and offers at thousands of participating merchants.

Additionally, you’ll get 55 interest-free days when you pay your full balance, and you can customize your card to your spending habits using HSBC’s online and mobile banking.

So are you ready to get more value out of your card and access incredible benefits? Then keep reading to learn how you can apply for the HSBC Premier Credit Card. 

Before you apply for the HSBC Premier Credit Card online, make sure you can qualify for it.

Not only do you need a HSBC Premier Account in Australia, but you also need to meet the income and credit rating requirements. If you do qualify, let us begin.

First, access HSBC’s official website. Then, select “banking”, “credit cards”, and “premier credit card”. This will take you straight to the HSBC Premier product page.

You can browse and read more about their rates & fees. When you’re ready, click on “apply today”.

Log into your HSBC Premier account using your credentials to enquire about the card. Since you already bank with HSBC, the bank has all your personal and financial information on their file.

After that, all you need to do is to formally request this card and wait for approval.

Your manager or a HSBC representative should contact you shortly with more information about your card and issue it to your address within a few business days. 

Even though you can manage your account and customize your card’s settings using the app, you cannot apply for the HSBC Premier Credit Card through it.

Other ways you can apply include visiting your local branch or calling HSBC’s customer services at 1300 301 168. 

If you’d like to check out a different card to compare features before making a decision, we recommend the Bank of Queensland Platinum Visa Credit Card. 

With a solid welcome offer and a great rewards rate, the Bank of Queensland Platinum Visa Credit Card could be just what you need to make your traveling experiences even better.

See the following link for a complete overview of this credit card. We’ll also show you how the application process works!