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Earn a fantastic welcome offer and take advantage of a lengthy introductory APR period for big purchases and paying off credit card debt.

Citi Custom Cash℠ Card – A card that rewards you in more ways than one!


Are you looking for a credit card that provides benefits tailored to your unique spending needs? The Citi® Custom Cash℠ Card may be the answer. This cash back rewards credit card from Citi offers excellent savings potential with flexible redemption options, helpful additional features such as $0 Liability ,and no annual fee. Read our full review to learn how you can benefit from all of it!

The Citi® Custom Cash℠ Card is a whole new way of thinking about cash rewards. Check out some of its benefits below and see why this card is such an excellent addition to your daily life.

5% cash back on select purchases each quarter with no activation required.
Generous $200 cash back welcome bonus after spending just $1,500 in six months from account opening.
Transfer your credit card debt and make big new purchases by taking advantage of its 0% intro APR for 15 months.
Save money and maximize your earnings with a card that offers rewards and charges no annual fee.

No, the Citi® Custom Cash℠ Card is not an easy card to get. Citi requires all new applicants to have a credit score of at least 700 to increase their approval odds. Other key factors that determine your approval odds are your annual income, a low debt to income ratio, low housing to income ratio and other criteria such as being over the age of majority with a valid SSN and a U.S. address.

The Citi® Custom Cash℠ Card doesn’t charge an annual fee, but that doesn’t mean it’s a fee-free credit card. There’s a 3% foreign transaction fee for international purchases, a 5% cash advance fee, and a max late fee up to $41. You’ll also be subject to a variable 28.99% on cash advances and a 29.99% penalty APR if you fail to make your credit card payments.

New cardmembers can easily request a balance transfer and take advantage of the 0% introductory period when completing their online application. Existing members can either request a balance transfer online, via mobile app or by calling customer services at (800) 950-5114.

You can learn all about the Citi® Custom Cash℠ Card application process by following the link below.

We’ll look over the eligibility requirements as well as how you can request the card through Citi’s website.

Citi Custom Cash℠ Card

See how to apply for the Citi Custom Cash℠ Card

If you’re ready to enter a new world of cash back rewards, check out how you can easily apply for the Citi Custom Cash℠ Card online!

And if you want to look at a similar option before making a final decision, we recommend the Chase Freedom Unlimited® Credit Card.

With no annual fee, Freedom Unlimited offers great rewards opportunities and a unique sign-up bonus. 

See the link below for more information about its features and a complete step-by-step guide about its application process.

Chase Freedom Unlimited® credit card

See how to apply for the Chase Freedom Unlimited®

Learn how to apply online for the Chase Freedom Unlimited® Card and start earning rewards on things that really matter, every day.

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