The FNB Aspire Credit Card is an elite card, which means you need to earn at least R84,000 annually (or R7,000 monthly) to become eligible. You also need a good credit score and a healthy credit record. Other qualifying criteria include being a South African resident with a document of identification, a recent proof of residence, your last three bank statements and your most recent payslip.

You can apply for the FNB Aspire Credit Card online through FNB’s official website once you create an account. You can also download and apply for the card using their mobile app. Other ways to apply include filling a Call Me Back form, calling their call centre and asking for a representative, or visiting one of their physical locations.

eBucks is one of the most popular rewards programmes in South Africa that allows FNB Aspire Credit Card holders to earn a percentage of their spending back to them by purchasing everyday things like groceries, gas, and travel. Joining eBucks is free, and all earned points never expire as long as the account remains active.